This report analyzes the disruptive themes that have driven M&A activity in Q2 2021 in Banking & Payments Sector.

Scope

This report provides an overview of merger and acquisition activity globally in Q2 2021 in Banking & Payments Sector. It identifies the themes driving most notable to deals announced in Q2 2021 in the Banking & Payments Sector.

Key Highlights

M&A activity in global banking and payments sector in Q2 2021 reached $106bn. M&A deal volume in Q2 2021 marginally dropped to 831, from 845 in the previous quarter.

Reasons to buy

Companies who invest in the right themes become success stories; those who miss the big themes end up as failures. If you want to understand the themes that drive an industry, simply look at the list of recent mergers and acquisitions (M&A).

In this report we have listed down the most notable deals in Banking & Payments sector to make it easy for our clients to get a view of themes disrupting the sector and prepare for the future.

Companies mentioned

JP Morgan Chase BancorpSouth Ban...

Financial services providers carry a heavy compliance burden. It is not unusual for 50% of all spend by incumbent banks to be regulatory-driven. The pandemic has increased that cost further. The next big regulatory challenge is the blurring of industry lines. As non-banks diversify into banking and banks diversify out, there is no single regulatory body to regulate across sectors. This creates regulatory loopholes or arbitrage opportunities across sectors while exacerbating those that already exist.

As such, having the experience and judgement to anticipate what is the true spirit of the current regime – as well as where regulators are likely to be prescriptive going forward – can help steer banks towards more sustainable business models.

Scope

Regtech investment more than doubled from 2017 to 2018, and has continued to grow at pace since.

The scale and pace of technology change, and the diversity of sources from which it can now emanate, make fintech partnerships more important than ever to ensure external innovation can be delivered to existing custome...

Summary

GlobalData’s ‘Lebanon Cards and Payments - Opportunities and Risks to 2025' report provides detailed analysis of market trends in the Lebanese cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cards, cheques, and direct debits during the review-period (2017-21e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2021e-25f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

This report provides top-level market analysis, information ...

Summary

GlobalData’s 'Thailand Cards and Payments - Opportunities and Risks to 2025' report provides detailed analysis of market trends in the Thailand cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, credit transfers, cards, direct debits, and Cheques during the review-period (2017-21e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2021e-25f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

This report provides top-level m...

Summary

This report analyzes the disruptive themes that have driven M&A activity in Q2 2021 in Banking & Payments Sector.

M&A activity in global banking and payments sector in Q2 2021 reached $106bn. M&A deal volume in Q2 2021 marginally dropped to 831, from 845 in the previous quarter.

Scope

- This report provides an overview of merger and acquisition activity globally in Q2 2021 in Banking & Payments Sector.
- It identifies the themes driving most notable to deals announced in Q2 2021 in the Banking & Payments Sector.

Reasons to Buy

- Companies who invest in the right themes become success stories; those who miss the big themes end up as failures. If you want to understand the themes that drive an industry, simply look at the list of recent mergers and acquisitions (M&A).
- In this report we have listed down the most notable deals in Banking & Payments sector to make it easy for our clients to get a view of themes disrupting the sector and prepare for the future.

Summary

GlobalData’s ‘Philippines Cards and Payments - Opportunities and Risks to 2024' report provides detailed analysis of market trends in the Filipino cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, mobile wallets, cards, and cheques during the review-period (2016-20e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2020e-24f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

This report provides top-level market analysis, i...

Summary

GlobalData’s 'Russia Cards and Payments - Opportunities and Risks to 2024' report provides detailed analysis of market trends in the Russian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, cards, credit transfers, and direct debits during the review-period (2016-20e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2020e-24f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

This report provides top-level market analys...

Summary

GlobalData’s 'Turkey Cards and Payments - Opportunities and Risks to 2024' report provides detailed analysis of market trends in the Turkish cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cards, credit transfers, and cheques during the review-period (2016-20e).

The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2020e-24f). It also offers information on the country's competitive landscape, including the market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers details of regulatory policy and recent changes in the regulatory structure.

This report provides top-level market analysis,...

Summary

GlobalData’s 'UK Cards & Payments: Opportunities and Risks to 2023' report provides detailed analysis of market trends in the UK's cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, cards, credit transfers, direct debits, and cheques during the review-period (2015-19e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2019e-23f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

This report provides top-level market an...

Summary

The key payments trends for 2020 all point to a fracturing, diverging market. Mobile payments and alternative online payment tools are all trying to offer the most convenient way to transact by removing friction and pain points associated with the manual entry of authorization information. Instant payment systems offer cheaper, faster alternatives to cash and cards, creating an entirely new system of electronic payments in domestic and regional markets.

Consumers’ options for payments are constantly expanding, which is creating a fragmented payments landscape globally. The challenges created by this fragmentation are leading to the consolidation of merchant-side players aiming to use scale to address the complex payment acceptance needs of merchants in 2020.

This report explores six of the most important trends in the payments market in 2020: mobile payments, real-time payment systems, online payments, cashless societies, mergers in the processing market, and emerging technologies. Each of these trends is analyzed using proprietary data and ex...

Summary

Revolut is an app-based payment solution that allows users to make domestic and international fund transfers to both Revolut and non-Revolut users. It also allows users to make online and in-store payments, as well as cash withdrawals at ATMs using Visa- and Mastercard-branded Revolut prepaid cards.

In addition, Revolut allows users to apply for personal loans through the app. Successful applicants receive the money instantly. Credit is provided by P2P lending company Lending Works. Revolut is not a lender, and acts as a representative of Lending Works.

In December 2017, Revolut introduced a new feature allowing users to buy and hold cryptocurrencies including Bitcoin, Litecoin, Ethereum, Bitcoin Cash, and XRP within the app. Users can also transfer these digital currencies to other Revolut users.

Revolut allows users to top-up their Revolut account in 15 currencies using multiple payment methods, including bank transfers; Mastercard, Maestro, and Visa debit and credit cards; and payment solution like Apple Pay or Google Pay. Revolut also...

Summary

GlobalData’s "Payments Landscape in Spain: Opportunities and Risks to 2022", report provides detailed analysis of market trends in the Spanish cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, cards, credit transfers, direct debits, and cheques during the review-period (2014-18e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2018e-22f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

This report provides top-level ma...

Summary

GlobalData’s "Payments Landscape in the Netherlands: Opportunities and Risks to 2022", report provides detailed analysis of market trends in the Dutch cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, cash, direct debits, cards, and cheques during the review-period (2014-18e).

The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2018e-22f). It also offers information on the country's competitive landscape, including the market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers details of regulatory policy and recent changes in the regulatory structure.

This report prov...

Summary

GlobalData’s "Payments Landscape in Indonesia: Opportunities and Risks to 2022", report provides detailed analysis of market trends in the Indonesian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, cards, and cheques during the review-period (2014-18e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2018e-22f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

This report provides top-level market analysis, information...

Summary

GlobalData’s "Payments Landscape in Egypt: Opportunities and Risks to 2022", report provides detailed analysis of market trends in the Egyptian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, direct debit, cards, cash, and cheques during the review-period (2014-18e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2018e-22f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

This report provides top-level ma...

Summary

GlobalData’s "Payments Landscape in Italy: Opportunities and Risks to 2022", report provides detailed analysis of market trends in the Italian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, cards, credit transfers, direct debits, and cheques during the review-period (2014-18e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2018e-22f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

This report provides top-level ma...

Summary

Visa Checkout is an online payment solution developed by Visa. Launched in 2014, it replaced the V.me digital wallet solution launched in 2012. It allows users to store multiple card details and billing addresses for faster checkout.

Visa Checkout works on all web-enabled devices. It is currently supported by more than 350,000 merchants globally, with more joining each month. No extra charges are associated with Visa Checkout in addition to regular interchange fees, which helps boost uptake among merchants.

Visa Checkout supports all major payment schemes - including Visa, Mastercard, American Express, and Discover - and is supported by more than 1,600 financial institutions globally. In the US it has collaborated with all of the country’s major banks, including Bank of America, BBVA Compass, Chase, BB&T, US Bank, and Wells Fargo.

Visa Checkout Open Platform allows consumers to use other participating digital wallet providers (such as Google Pay) to check out online where Visa Checkout is accepted.

Launched in the US, Canada, and...

Summary

GlobalData’s "Payments Landscape in Malaysia: Opportunities and Risks to 2022", report provides detailed analysis of market trends in Malaysia's cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, direct debit, credit transfers, cheques, and cards during the review-period (2014-18e).

The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2018-22f). It also offers information on the country's competitive landscape, including the market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers details of regulatory policy and recent changes in the regulatory structure.

This report provide...

Summary

GlobalData’s "Payments Landscape in Bahrain: Opportunities and Risks to 2022", report provides detailed analysis of market trends in Bahrain's cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including direct debit, credit transfers, cheques, and cards during the review-period (2014-18e).

The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2018-22f). It also offers information on the country's competitive landscape, including the market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers details of regulatory policy and recent changes in the regulatory structure.

This report provides top-le...

Summary

GlobalData’s "Payments Landscape in Germany: Opportunities and Risks to 2022", report provides detailed analysis of market trends in the German cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, cards, credit transfers, direct debits, and cheques during the review-period (2014-18e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2018e-22f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

This report provides top-level m...

Summary

GlobalData’s "Payments Landscape in Australia: Opportunities and Risks to 2022", report provides detailed analysis of market trends in the Australian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cards, cash, direct debit, credit transfers, and cheques during the review-period (2014-18e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2018e-22f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

This report provides top-le...

Summary

GlobalData’s "Payments Landscape in India: Opportunities and Risks to 2022", report provides detailed analysis of market trends in the Indian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, cards, credit transfers, direct debit, and cheques during the review-period (2014-18e).

The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2018e-22f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.

The report brings together GlobalData’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.

This report provides top-level mark...