<![CDATA[Mortgages, Financing]]> https://www.leadingmarketresearch.com/banking-financial-services/real-estate/mortgages-financing Sat, 18 Apr 2026 18:15:00 +0000 Zend_Feed http://blogs.law.harvard.edu/tech/rss <![CDATA[UK Mortgage Market 2017: Forecasts and Future Opportunities]]> https://www.leadingmarketresearch.com/uk-mortgage-market-2017-forecasts-and-future-opportunities

Summary

While the market has recovered well since the financial crisis, often growing by a double-digit percentage year-on-year, rising economic uncertainties will dampen the prospects for future growth over the coming years. During 2017-21, gross advances are expected to record a CAGR of 5.7%, reaching £327.0bn by the end of the forecast period.

On the supply side, an increased supply of new homes, stamp duty relief for first-time buyers, and tighter controls on buy-to-let lenders will improve matters for first-time buyers by reducing investor demand for properties. Legislative changes in the buy-to-let sector such as higher stamp duty and stricter underwriting standards will act as a drag on future growth, in what has been the standout sector in the years since the financial crisis.

Political uncertainty arising from the Brexit negotiations has dampened the economy’s prospects. At the same time, real wages are shrinking as annual pay increases fail to keep pace with rising inflation. Combined with the rapid growth in consumer credit and ensuing hig...

$3,450.00
]]> Thu, 18 Jan 2018 13:06:38 +0000 <![CDATA[UK Mortgage Market 2016: Forecasts and Future Opportunities]]> https://www.leadingmarketresearch.com/uk-mortgage-market-2016-forecasts-and-future-opportunities Summary 2016 has been a good year for the market, with gross lending expected to be 12% higher than in 2015. However, market conditions over the next few years are predicted to dampen prospects for future growth. On the supply side, legislative changes in the buy-to-let sector, namely higher rates of stamp duty and more stringent underwriting requirements, will act as a drag on future growth in what has been the standout sector in the years since the financial crisis. On the demand side, economic uncertainty caused by the Brexit vote will reduce the willingness of consumers to take on more debt. Key Findings - Buy-to-let lending, the outstanding success story of recent years, will suffer a reversal of fortune due to adverse changes in stamp duty, tax relief, and underwriting criteria. Following a rush by investors to beat the April 2016 increases in stamp duty, new lending in the latter part of the year has been lower than in 2015, and the market will flatline in subsequent years. - Lending on shared ownership properties will see huge percentage increases over the forecast period, l...
$3,450.00
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