Summary
Retail Lending in the United States industry profile provides top-line qualitative and quantitative summary information including: market share, market size (value 2017-21, and forecast to 2026). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.
Key Highlights
- This retail lending market profile covers the mortgage and consumer credit market.
- The US retail lending market had total balances outstanding of $13,260.4 billion in 2021, representing a compound annual growth rate (CAGR) of 3.5% between 2016 and 2021.
- The mortgage credit segment accounted for the largest share of the market’s balances outstanding in 2021, with total balances outstanding of $11,247.0 billion, equivalent to 84.8% of the market's overall value.
- Growth in the market has been driven by continued subdued interest rates, which has remained below 2.5% during the past five years.
Scope
- Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in the United States
- Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in the United States
- Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
- Add weight to presentations and pitches by understanding the future growth prospects of the United States retail lending market with five year forecasts
Reasons to Buy
- What was the size of the United States retail lending market by value in 2021?
- What will be the size of the United States retail lending market in 2026?
- What factors are affecting the strength of competition in the United States retail lending market?
- How has the market performed over the last five years?
- Who are the top competitiors in the United States's retail lending market?
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Table of Contents
1 Executive Summary
1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market rivalry
1.6. Competitive Landscape
2 Market Overview
2.1. Market definition
2.2. Market analysis
3 Market Data
3.1. Market value
4 Market Segmentation
4.1. Category segmentation
4.2. Geography segmentation
5 Market Outlook
5.1. Market value forecast
6 Five Forces Analysis
6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry
7 Competitive Landscape
7.1. Who are the leading players?
7.2. What disruptors/challengers have changed the market in recent years?
8 Company Profiles
8.1. Wells Fargo and Company
8.2. Quicken Loans Inc.
8.3. HSBC Bank USA NA
8.4. Bank of America Corp
8.5. Navy Federal Credit Union
8.6. JPMorgan Chase and Co.
9 Macroeconomic Indicators
9.1. Country data
10 Appendix
10.1. Methodology
10.2. Industry associations
10.3. Related MarketLine research
10.4. About MarketLine
List of Tables
Table 1: United States retail lending market value: $ billion, 2017–21
Table 2: United States retail lending market category segmentation: % share, by value, 2017–2021
Table 3: United States retail lending market category segmentation: $ billion, 2017-2021
Table 4: United States retail lending market geography segmentation: $ billion, 2021
Table 5: United States retail lending market value forecast: $ billion, 2021–26
Table 6: Wells Fargo and Company: key facts
Table 7: Wells Fargo and Company: Annual Financial Ratios
Table 8: Wells Fargo and Company: Key Employees
Table 9: Wells Fargo and Company: Key Employees Continued
Table 10: Wells Fargo and Company: Key Employees Continued
Table 11: Quicken Loans Inc.: key facts
Table 12: Quicken Loans Inc.: Key Employees
Table 13: HSBC Bank USA NA: key facts
Table 14: HSBC Bank USA NA: Key Employees
Table 15: Bank of America Corp: key facts
Table 16: Bank of America Corp: Annual Financial Ratios
Table 17: Bank of America Corp: Key Employees
Table 18: Bank of America Corp: Key Employees Continued
Table 19: Bank of America Corp: Key Employees Continued
Table 20: Navy Federal Credit Union: key facts
Table 21: Navy Federal Credit Union: Key Employees
Table 22: JPMorgan Chase and Co.: key facts
Table 23: JPMorgan Chase and Co.: Annual Financial Ratios
Table 24: JPMorgan Chase and Co.: Key Employees
Table 25: JPMorgan Chase and Co.: Key Employees Continued
Table 26: United States size of population (million), 2017–21
Table 27: United States gdp (constant 2005 prices, $ billion), 2017–21
Table 28: United States gdp (current prices, $ billion), 2017–21
Table 29: United States inflation, 2017–21
Table 30: United States consumer price index (absolute), 2017–21
Table 31: United States exchange rate, 2017–21
List of Figures
Figure 1: United States retail lending market value: $ billion, 2017–21
Figure 2: United States retail lending market category segmentation: $ billion, 2017-2021
Figure 3: United States retail lending market geography segmentation: % share, by value, 2021
Figure 4: United States retail lending market value forecast: $ billion, 2021–26
Figure 5: Forces driving competition in the retail lending market in the United States, 2021
Figure 6: Drivers of buyer power in the retail lending market in the United States, 2021
Figure 7: Drivers of supplier power in the retail lending market in the United States, 2021
Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in the United States, 2021
Figure 9: Factors influencing the threat of substitutes in the retail lending market in the United States, 2021
Figure 10: Drivers of degree of rivalry in the retail lending market in the United States, 2021
