Summary
Retail Lending in the United States industry profile provides top-line qualitative and quantitative summary information including: market size (value 2014-18, and forecast to 2023). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.
Key Highlights
This retail lending market profile covers the mortgage and consumer credit market.
The US retail lending market had total balances outstanding of $14,346.9bn in 2018, representing a compound annual growth rate (CAGR) of 3% between 2014 and 2018.
The mortgage credit segment was the markets most lucrative in 2018, with total balances outstanding of $10,346.5bn, equivalent to 72.1% of the market's overall value.
Low interest rates have also facilitated demand for credit in the US; however, 2018 has seen the Federal Reserve increase interest rates from 2% to 2.25%, and further rises are expected to take place 2019, which could limit market growth.
Scope
- Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in the United States
- Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in the United States
- Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
- Add weight to presentations and pitches by understanding the future growth prospects of the United States retail lending market with five year forecasts
Reasons to buy
- What was the size of the United States retail lending market by value in 2018?
- What will be the size of the United States retail lending market in 2023?
- What factors are affecting the strength of competition in the United States retail lending market?
- How has the market performed over the last five years?
- What are the main segments that make up the United States's retail lending market?
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Table of Contents
Executive Summary
Market value
Market value forecast
Category segmentation
Geography segmentation
Market rivalry
Market Overview
Market definition
Market analysis
Market Data
Market value
Market Segmentation
Category segmentation
Geography segmentation
Market Outlook
Market value forecast
Five Forces Analysis
Summary
Buyer power
Supplier power
New entrants
Threat of substitutes
Degree of rivalry
Leading Companies
Bank of America Corp
JPMorgan Chase & Co.
Quicken Loans Inc.
Wells Fargo & Company
Macroeconomic Indicators
Country data
Methodology
Industry associations
Related MarketLine research
Appendix
About MarketLine
List of Tables
Table 1: United States retail lending market value: $ billion, 2014-18
Table 2: United States retail lending market category segmentation: $ billion, 2018
Table 3: United States retail lending market geography segmentation: $ billion, 2018
Table 4: United States retail lending market value forecast: $ billion, 2018-23
Table 5: Bank of America Corp: key facts
Table 6: Bank of America Corp: key financials ($)
Table 7: Bank of America Corp: key financial ratios
Table 8: JPMorgan Chase & Co.: key facts
Table 9: JPMorgan Chase & Co.: key financials ($)
Table 10: JPMorgan Chase & Co.: key financial ratios
Table 11: Quicken Loans Inc.: key facts
Table 12: Wells Fargo & Company: key facts
Table 13: Wells Fargo & Company: key financials ($)
Table 14: Wells Fargo & Company: key financial ratios
Table 15: United States size of population (million), 2014-18
Table 16: United States gdp (constant 2005 prices, $ billion), 2014-18
Table 17: United States gdp (current prices, $ billion), 2014-18
Table 18: United States inflation, 2014-18
Table 19: United States consumer price index (absolute), 2014-18
Table 20: United States exchange rate, 2014-18
List of Figures
Figure 1: United States retail lending market value: $ billion, 2014-18
Figure 2: United States retail lending market category segmentation: % share, by value, 2018
Figure 3: United States retail lending market geography segmentation: % share, by value, 2018
Figure 4: United States retail lending market value forecast: $ billion, 2018-23
Figure 5: Forces driving competition in the retail lending market in the United States, 2018
Figure 6: Drivers of buyer power in the retail lending market in the United States, 2018
Figure 7: Drivers of supplier power in the retail lending market in the United States, 2018
Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in the United States, 2018
Figure 9: Factors influencing the threat of substitutes in the retail lending market in the United States, 2018
Figure 10: Drivers of degree of rivalry in the retail lending market in the United States, 2018
Figure 11: Bank of America Corp: revenues & profitability
Figure 12: Bank of America Corp: assets & liabilities
Figure 13: JPMorgan Chase & Co.: revenues & profitability
Figure 14: JPMorgan Chase & Co.: assets & liabilities
Figure 15: Wells Fargo & Company: revenues & profitability
Figure 16: Wells Fargo & Company: assets & liabilities
