Summary
Retail Lending in the United Kingdom industry profile provides top-line qualitative and quantitative summary information including: market size (value 2017-21, and forecast to 2026). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.
Key Highlights
- This retail lending market profile covers the mortgage and consumer credit market.
- The UK retail lending market had total balances outstanding of $2,350.2 billion in 2021, representing a compound annual growth rate (CAGR) of 3.2% between 2016 and 2021.
- The mortgage credit segment accounted for the largest share of the market’s balances outstanding in 2021, with total balances outstanding of $2,144.1 billion, equivalent to 91.2% of the market's overall value.
- The market recorded consistent growth over 3% in the years preceding 2020, largely driven by consistently low interest rates over the period.
Scope
- Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in the United Kingdom
- Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in the United Kingdom
- Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
- Add weight to presentations and pitches by understanding the future growth prospects of the United Kingdom retail lending market with five year forecasts
Reasons to Buy
- What was the size of the United Kingdom retail lending market by value in 2021?
- What will be the size of the United Kingdom retail lending market in 2026?
- What factors are affecting the strength of competition in the United Kingdom retail lending market?
- How has the market performed over the last five years?
- What are the main segments that make up the United Kingdom's retail lending market?
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Table of Contents
1 Executive Summary
1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market rivalry
1.6. Competitive Landscape
2 Market Overview
2.1. Market definition
2.2. Market analysis
3 Market Data
3.1. Market value
4 Market Segmentation
4.1. Category segmentation
4.2. Geography segmentation
5 Market Outlook
5.1. Market value forecast
6 Five Forces Analysis
6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry
7 Competitive Landscape
7.1. Who are the leading players?
7.2. What disruptors/challengers have changed the market in recent years?
8 Company Profiles
8.1. NatWest Group Plc
8.2. Santander UK PLC
8.3. HSBC Private Bank (UK) Ltd
8.4. Barclays Plc
8.5. Atom Bank plc
8.6. Monzo Bank Ltd
8.7. Zopa Ltd
9 Macroeconomic Indicators
9.1. Country data
10 Appendix
10.1. Methodology
10.2. Industry associations
10.3. Related MarketLine research
10.4. About MarketLine
List of Tables
Table 1: United Kingdom retail lending market value: $ billion, 2017–21
Table 2: United Kingdom retail lending market category segmentation: % share, by value, 2017–2021
Table 3: United Kingdom retail lending market category segmentation: $ billion, 2017-2021
Table 4: United Kingdom retail lending market geography segmentation: $ billion, 2021
Table 5: United Kingdom retail lending market value forecast: $ billion, 2021–26
Table 6: NatWest Group Plc: key facts
Table 7: NatWest Group Plc: Annual Financial Ratios
Table 8: NatWest Group Plc: Key Employees
Table 9: NatWest Group Plc: Key Employees Continued
Table 10: Santander UK PLC: key facts
Table 11: Santander UK PLC: Annual Financial Ratios
Table 12: Santander UK PLC: Key Employees
Table 13: HSBC Private Bank (UK) Ltd: key facts
Table 14: HSBC Private Bank (UK) Ltd: Key Employees
Table 15: Barclays Plc: key facts
Table 16: Barclays Plc: Annual Financial Ratios
Table 17: Barclays Plc: Key Employees
Table 18: Barclays Plc: Key Employees Continued
Table 19: Barclays Plc: Key Employees Continued
Table 20: Atom Bank plc: key facts
Table 21: Atom Bank plc: Key Employees
Table 22: Monzo Bank Ltd: key facts
Table 23: Monzo Bank Ltd: Key Employees
Table 24: Zopa Ltd: key facts
Table 25: Zopa Ltd: Key Employees
Table 26: United Kingdom size of population (million), 2017–21
Table 27: United Kingdom gdp (constant 2005 prices, $ billion), 2017–21
Table 28: United Kingdom gdp (current prices, $ billion), 2017–21
Table 29: United Kingdom inflation, 2017–21
Table 30: United Kingdom consumer price index (absolute), 2017–21
Table 31: United Kingdom exchange rate, 2017–21
List of Figures
Figure 1: United Kingdom retail lending market value: $ billion, 2017–21
Figure 2: United Kingdom retail lending market category segmentation: $ billion, 2017-2021
Figure 3: United Kingdom retail lending market geography segmentation: % share, by value, 2021
Figure 4: United Kingdom retail lending market value forecast: $ billion, 2021–26
Figure 5: Forces driving competition in the retail lending market in the United Kingdom, 2021
Figure 6: Drivers of buyer power in the retail lending market in the United Kingdom, 2021
Figure 7: Drivers of supplier power in the retail lending market in the United Kingdom, 2021
Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in the United Kingdom, 2021
Figure 9: Factors influencing the threat of substitutes in the retail lending market in the United Kingdom, 2021
Figure 10: Drivers of degree of rivalry in the retail lending market in the United Kingdom, 2021
